National Protection Advisor

Protecting What
Matters Most.

I help families and individuals secure the right life insurance coverage — so the people you love are always taken care of, no matter what.

Life Insurance Final Expense Mortgage Protection IUL
Rich Pala – National Protection Advisor
Rich Pala
National Protection Advisor
NPN: 22119798  ·  Catalyst Life
A+
Carrier Ratings
Top
IMO in the Nation
4
Protection Solutions
What I Offer

Protection Solutions

Every family's situation is different. I work with top-rated carriers to find the right plan for your needs and budget.

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Life Insurance

Term and permanent life insurance policies that provide your family with financial security when they need it most. We'll find the right coverage amount and term length for your unique situation.

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Final Expense

Affordable whole life coverage designed to protect your loved ones from the burden of funeral and end-of-life costs. Simple approval, no medical exam required for most plans.

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Mortgage Protection

Keep your family in their home even if something happens to you. Mortgage protection insurance pays off or continues your mortgage payments so your loved ones are never at risk of losing the house.

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Indexed Universal Life (IUL)

A powerful permanent life insurance solution that builds tax-advantaged cash value tied to market index performance — with downside protection. Ideal for long-term wealth building and retirement income.

Why Work With Rich?

I'm a licensed life insurance advisor with Catalyst Life — part of Family First Life, one of the nation's largest insurance marketing organizations, backed by Integrity Group.

My goal is simple: make sure your family never has to worry about finances during life's hardest moments. I take the time to understand your situation and educate you on every option before you ever make a decision.

No pressure. No jargon. Just honest advice and the right coverage.

Licensed & Verified

Fully licensed advisor. NPN: 22119798. You can verify my license at any time through NIPR.com.

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Top-Rated Carriers

I work with the nation's most trusted insurance carriers, all A-rated and financially strong.

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Virtual & Nationwide

Consultations are done virtually — fast, convenient, and available across the country.

Get a Free Quote

Fill out the form below and I'll reach out within 24 hours to discuss your options — no obligation.

You're all set!

Thanks for reaching out. I'll be in touch within 24 hours to discuss your options.

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Phone 805-603-8576
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License NPN: 22119798